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Next Seminar:

 

Thurs. December 15, 2017

2:00 - 3:30 pm

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Walnut Creek Library - Oak View Room

1644 N. Broadway

Walnut Creek, CA 94596

 

"How to get Medi-Cal coverage for your nursing home care... without selling your home or leaving your family without a dime... Surprising ways to pay for your assisted living and long term care costs."

Medi-Cal Planning & Qualification

 

Knowing When and How to Apply for Medi-Cal - Applying for Medi-Cal

Understanding the process of qualifying for Medi-Cal can be a trying ordeal. Medi-Cal rules and regulations are complex, tricky, and seemingly designed to frustrate the very individuals who Medi-Cal is designed to help. Click Here to read entire article.

Medi-Cal Resource Allowance for an Individual - $2,000

The current Resource Allowance for an individual for Medi-Cal qualification is $2,000. This limit has been in effect since 1989. The $2,000 limit however is for what Medi-Cal identifies as “non-exempt” property. Exempt property is not counted in determining eligibility. Only non-exempt property is counted. If the Medi-Cal applicant has more then $2,000 in non-exempt property, he or she will not be eligible unless the excess property is spent down, gifted or transferred to a spouse according to the Medi-Cal rules. Click Here to read entire article.

Medi-Cal Planning Reference Sheet

Medi-Cal financial information. See financial information for the Community Spouse Resource Allowance (CSRA), the Average Private Pay Rate (APPR) Divisor, the Minimum Monthly Maintenance Needs Allowance (MMMNA), the Resource Allowance for an Individual, and the Monthly Maintenance Needs Allowance. Click Here to view the Medi-Cal Planning Reference Sheet.

Newsletters: Medi-Cal Planning and Qualification

Will You Be Able to Keep Your Real Property and Still Qualify for Medi-Cal? - Your Home As An Exempt Asset: One of the most frequently asked Medi-Cal questions we receive is whether the Medi-Cal applicant will be able to keep his/her home and still qualify for Medi-Cal. As a general rule, a Medi-Cal applicant’s home is not considered a countable..... Click Here to read entire newsletter.

Debunking Medi-Cal Myths - Medicaid was considered a complicated program when President Lyndon B. Johnson first signed it into law at the Truman Library in Independence, Missouri, over thirty years ago, as part of the President’s War on Poverty. The program has grown increasingly complex each year since its enactment. Although Medicaid is a..... Click Here to read entire newsletter.

Pending Changes in Medicaid Transfer Rules - On December 19, 2005, the House of Representatives narrowly passed a new budget bill containing provisions regarding Medicaid eligibility and nursing home coverage. Most importantly, the bill includes onerous restrictions regarding the transfer of assets. The bill was sent to..... Click Here to read entire newsletter.

Medi-Cal and the Personal Residence Protection Trust - In our May 2006 Newsletter, we discussed the fact that whereas the home may be exempt for Medi-Cal eligibility purposes, it may not be exempt from estate recovery by the State of California after the.....Click Here to read entire newsletter.

Medi-Cal and the Home - Avoiding California's Recovery System: Part Deux - This topic was the subject of our May 2006 newsletter, and has been discussed in brief in other newsletters. We receive more calls on this topic than on any other..... Click Here to read entire newsletter.

Exemption of the Home for Medi-Cal Qualification - The home remains exempt for qualification for Medi-Cal as long as certain conditions are met. Meeting one or more of these conditions is generally easy to do. For Medi-Cal qualification, there must be..... Click Here to read entire newsletter.

Medi-Cal and the Deficit Reduction Act - And - Rosie the Riveter - Medi-Cal and the Deficit Reduction Act: The President signed the federal Deficit Reduction Act (DRA) on February 8, 2006. Under this new act, the Medicaid rules were changed dramatically, and not to the benefit of our older clients. The States are required to adopt certain portions of the new..... Click Here to read entire newsletter.

Medi-Cal Rules Are Complicated And: Please Don't Drive! - The Medi-Cal rules are complicated, but can be of great benefit to the family with a loved one who is in need of nursing home care. It seems that many of our clients already know some basics of Medi-Cal, like the fact that a single person can qualify once their assets..... Click Here to read entire newsletter.

Don't Sell the Home! And a Funny Story - Don’t Sell The Home!: We continue to receive calls from people who tell us they have been told that they must sell their homes in order to qualify for Medi-Cal. Nothing can be further from the truth. Even under the Deficit Reduction Act which President Bush signed into legislation on February 8, 2006, the home remains exempt, or not counted for qualification under Medi-Cal. However, under the..... Click Here to read entire newsletter.


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